Given the ever-increasing global nature of business, companies today need, more than ever, that which Insurope provides, namely global solutions locally focused.
Covering over 80 countries, Insurope Network Partners meet the group insurance and employee benefit needs of local companies while contributing to an Insurope global solution for efficient financing of the local benefit plans in question bringing enhanced flexibility and cost effectiveness.
In the main, Insurope is represented in each country by only one insurer. Insurers are selected on the basis of financial strength and proven proficiency in the field of group insured employee benefit solutions.
Select a country, from the links below or left, for a Network Partner profile and Minimum Lives criteria with further access to :
| • local language profile | • market trends |
| • typical benefit plans | • local news |
| • country profile* | • local website links |
*Click on Country Profile for a succinct summary of social security and customary employee benefit practice.
It is Insurope's philosophy to provide succinct 'summary' up to date Country Profile information allowing users to then turn to the more comprehensive sources of international or local employee benefit consultancies should any action or review of benefit plan design be envisaged.
| Country | Insurope Network Partner | Group Benefits | |
| Local Contact | INSURABLE | POOLABLE | |
| Anguilla | Sagicor Anguilla | ||
| Jeannette Barrow | +1 (246) 467 71 64 | D L M P | D L M |
| jeannette_barrow@sagicor.com | |||
| Antigua | Sagicor Antigua | ||
| Jeannette Barrow | +1 (246) 467 71 64 | D L M P | D L M |
| jeannette_barrow@sagicor.com | |||
| Argentina* | HSBC-NYL | ||
| Robin Campbell | +54 1 14348 2696 | A D L P | A D L |
| robin.campbell@hsbc.com.ar | |||
| Aruba | Sagicor Aruba | ||
| Jeannette Barrow | +1 (246) 467 71 64 | D L M P | D L M |
| jeannette_barrow@sagicor.com | |||
| Australia | AXA Australia | ||
| Joe Thompson | +61 2 9367 2851 | A D L P | D L |
| joe.thompson@axa.com.au | |||
| Austria | UNIQA Personenversicherung A.G. | ||
| Robert Huger | +43 (1) 21175 3482 | A D L M P | D L P |
| robert.huger@uniqa.at | |||
| Bahamas | Sagicor Bahamas | ||
| Jeannette Barrow | +1 (246) 467 71 64 | D L M P | D L M |
| jeannette_barrow@sagicor.com | |||
| Barbados | Sagicor Barbados | ||
| Jeannette Barrow | +1 (246) 467 71 64 | D L M P | D L M |
| jeannette_barrow@sagicor.com | |||
| Belgium | Fortis Insurance Belgium | ||
| Michèle Van den Spiegel | +32 2 664 8385 | A D L M P | D L M P |
| internationalnetworks.employeebenefits.be@fortis.com | |||
| Belize | Sagicor Belize | ||
| Jeannette Barrow | +1 (246) 467 71 64 | D L M P | D L M |
| jeannette_barrow@sagicor.com | |||
| Bosnia and Herzegovina | Uniqa Osiguranje d.d | ||
| Amela Omerasevic | +387 (0)33 260 103 | A D L P | A D L |
| amela.omerasevic@uniqa.ba | |||
| Brazil** | HSBC Seguros | ||
| Mario Menezes Jr | +55 11 3847 9285 | A D L P | A D L |
| mmenezesjr@hsbc.com.br | |||
| Brunei Darussalam | Great Eastern Brunei | ||
| Ting Chooi Whar | +60 3 48133805 | A D L M P | A D L M |
| Bulgaria | UNIQA Insurance plc | ||
| Krasimir Petrov | +359 29156453 | A D L P | A D L |
| krasimir.petrov@uniqa.bg | |||
| Canada | Standard Life (Canada) | ||
| Chantal Chaussé | +1 514 499 7999 x 4361 | A D L M P | D L |
| GL&H.Insurope@standardlife.ca | |||
| Caribbean Nations | Sagicor Life Inc. | ||
| Jeannette Barrow | +1 (246) 467 71 64 | D L M P | D L M |
| jeannette_barrow@sagicor.com | |||
| Cayman Islands | Sagicor Cayman | ||
| Jeannette Barrow | +1 (246) 467 71 64 | D L M P | D L M |
| jeannette_barrow@sagicor.com | |||
| China** | PING AN (Shanghai) | ||
| Nicky Tang | +86 21 38638222 | A D L M P | D L M |
| tangtao004@pingan.com.cn | |||
| Croatia | Uniqa Osiguranje d.d. | ||
| Mirjana Bosnjak | +385 1 6324 231 | A D L P | A D L |
| Mirjana.BOSNJAK@uniqa.hr | |||
| Curacao | Sagicor Curacao | ||
| Jeannette Barrow | +1 (246) 467 71 64 | D L M P | D L M |
| jeannette_barrow@sagicor.com | |||
| Cyprus | Universal Life Insurance Public Company Ltd | ||
| Neophyto Neophythou | +357 2 761 222 | A D L M P | A D L M |
| nneoph@unilife.com.cy | |||
| Czech Republic | UNIQA pojistovna a.s. (CZ) | ||
| Jana Vildova | +420 225 393 529 | A D L P | A D L |
| jana.vildova@uniqa.cz | |||
| Denmark | DANICA PENSION | ||
| Charlotte Nielsen | +45 45 13 59 34 | A D L M P | D L P |
| Charlotte.Nielsen@danicapension.dk | |||
| Dominica | Sagicor Dominica | ||
| Jeannette Barrow | +1 (246) 467 71 64 | D L M P | D L M |
| jeannette_barrow@sagicor.com | |||
| Estonia | ERGO Elukindlustuse AS | ||
| Meelis Arumägi | +372 610 6668 | A D L M P | A D L |
| meelis.arumagi@ergo.com.ee | |||
| Finland | Mandatum Life | ||
| Riitta Jokelainen | +358 50 426 7492 | A D L M P | D L P |
| Riitta.Jokelainen@mandatumlife.fi | |||
| France | GAN | ||
| Isabelle Dellerie | +33 1 7096 6509 | A D L M P | A D L M |
| isabelle.dellerie@gan.fr | |||
| Germany | Alte Leipziger | ||
| Peter Huebner | +49 06171 66-2275 | A D L M P | D L P |
| Huebnerp@alte-leipziger.de | |||
| Greece | Universal Life (Hellas) SA | ||
| Vangelis Deliniotis | +30 210 95 79 003 | A D L M P | A D L M |
| vdeliniotis@universallife.gr | |||
| Grenada/Carricou | Sagicor Grenada | ||
| Jeannette Barrow | +1 (246) 467 71 64 | D L M P | D L M |
| jeannette_barrow@sagicor.com | |||
| Guernsey | Nordben Life and Pension Insurance | ||
| Paul Allaway | +441481 702930 | D L P | D L |
| paul.allaway@nordben.com | |||
| Hong Kong | Manulife (International) Ltd | ||
| Sally Lam | +852 2510 3158 | A D L M P | A D L M |
| Sally_Lam@manulife.com | |||
| Hungary | Groupama Insurance Company | ||
| Monika Pethö | +36 1 279 40 29 | A D L | A D L |
| monika.petho@groupama.hu | |||
| India** | HDFC Standard Life Insurance Company Ltd | ||
| Sanjeev Kapur | +91 22 6751 6200 | A D L | |
| sanjeevk@hdfcinsurance.com | |||
| Indonesia | Jiwasraya | ||
| Maria Orient Napitupulu | + +6221 384 5031 :198 | A D L M P | A D L M |
| maria_orient@jiwasraya.co.id | |||
| Ireland | Hibernian Life and Pensions Limited | ||
| Shane O'Sullivan | +353 (0)1 898 7357 | D L M P | D L |
| shane.osullivan@hibernian.ie | |||
| Italy | Fondiaria / SAI S.p.A | ||
| Stefano Pochini | +39 055 4792645 | A D L M P | D L |
| S.Pochini@fondiaria-sai.it | |||
| Jamaica | Sagicor Life of Jamaica | ||
| Jeannette Barrow | +1 (246) 467 71 64 | D L M P | D L M |
| jeannette_barrow@sagicor.com | |||
| Japan | Asahi Mutual | ||
| Masao Kaji | +81 3 4214 3183 | A D L M P | D L |
| kaji_masao@mail.asahi-life.co.jp | |||
| Japan | AXA Life Insurance Co Limited | ||
| Ryuichiro Takagaki | +81 3 6733 6435 | A D L M P | D L |
| ryuichiro.takagaki@axa.co.jp | |||
| Latvia | ERGO Latvia Life | ||
| Andris Dzikavics | +371 708 1930 | A D L M P | A D L |
| andris.dzikavics@ergo.lv | |||
| Liechtenstein | Baloise Liechtenstein | ||
| Gerhard Parisot | +41 61 285 8274 | A D L P | D L P |
| Lithuania | ERGO Lietuva Life Insurance | ||
| Valerijus Cvetkovas | +370 52 683057 | A D L M P | A D L |
| valerijus.cvetkovas@ergo.lt | |||
| Luxembourg | Fortis Insurance Luxembourg | ||
| Marie-Paule Van der Veken | +352 24 18 58 5660 | A D L M P | D L M P |
| service_pooling@fortisinsurance.lu | |||
| Malaysia | Great Eastern Life Assurance (Malaysia)Berhad | ||
| Ting Chooi Whar | +60 3 48133805 | A D L M P | A D L M |
| TingChooiWhar@lifeisgreat.com.my | |||
| Mexico | Grupo Nacional Provincial | ||
| Adriana Melendez | +52 55 52 273999 -- 81147 | A D L M | A D L M |
| adriana.melendezdelacruz@gnp.com.mx | |||
| Monaco | Gan Monaco | ||
| Isabelle Dellerie | +33 1 7096 6509 | A D L M P | A D L M |
| Montenegro | Uniqa Montenegro | ||
| Bojana Ognjanovic | +381 (011) 20 24 181 | A D L | A D L |
| bojana.ognjanovic@uniqa.at | |||
| Montserrat | Sagicor Montserrat | ||
| Jeannette Barrow | +1 (246) 467 71 64 | D L M P | D L M |
| jeannette_barrow@sagicor.com | |||
| Morocco | RMA Watanya | ||
| Fouad Douiri | +212 22 54 76 89 | A D L M P | |
| f.douiri@rmawatanya.com | |||
| Netherlands | Delta Lloyd Levensverzekering NV | ||
| Annemieke Van der Wal | +31 20 594 2367 | A D L P | D L P |
| annemieke_van_der_wal@deltalloyd.nl | |||
| New Zealand | AXA NEW ZEALAND | ||
| Meena Bulsara | +64 4 474 4931 | A D L P | D L |
| meena.bulsara@axa.co.nz | |||
| Norway** | Storebrand Life Insurance Co Ltd | ||
| Pal Andresen | +47 22 31 54 43 | A D L M P | D L P |
| pal.andresen@storebrand.no | |||
| Pakistan | New Jubilee Life Insurance Company Limited | ||
| Riaz Amirali Rupani | +92-21-56110715 - 2300 | A D L P | A D L |
| Riaz.Amirali@njilife.com | |||
| Panama | Sagicor Panama | ||
| Jeannette Barrow | +1 (246) 467 71 64 | D L M P | D L M |
| jeannette_barrow@sagicor.com | |||
| Peru* | Pacifico Vida | ||
| Lizette Chamochumbi | +511-518 4608 | A D L M P | A D L M |
| Lizette.Chamochumbi@pacificovida.com.pe | |||
| Poland | Commercial Union Poland | ||
| Marcin Wtyklo | +48 22 557 4755 | A D L P | A D L |
| marcin_wtyklo@cu.com.pl | |||
| Portugal | T-Vida, Companhia de Seguros | ||
| João Gil Nunes | +351 21 350 38 27 | A D L M P | A D L M |
| joao.gil.nunes@tranquilidade.pt | |||
| Puerto Rico | Prudential Puerto Rico | ||
| David Brooker | A D L | D L | |
| Romania | Aviva Asigurari de Viata | ||
| Mariana Codau | +40 721 266724 | A D L M P | A D L M |
| Mariana.Codau@aviva.ro | |||
| Russia | ERGO Life Ltd. | ||
| George Belyankin | +7 (495) 725 5860 | A D L M P | A D L M |
| george.belyankin@ergolife.ru | |||
| Serbia | Uniqa a.d.o. | ||
| Bojana Ognjanovic | +381 (011) 20 24 181 | A D L | A D L |
| bojana.ognjanovic@uniqa.at | |||
| Singapore | HSBC Insurance (Singapore) Pte Ltd | ||
| Janet Loke | +65 6319 3910 | A D L M P | A D L M |
| janetloke@hsbc.com.sg | |||
| Slovakia | Uniqa Poistovna (SK) | ||
| Zuzana Legathova | + +421 2 57883432 | A D L P | A D L |
| legathova.zuzana@uniqa.sk | |||
| South Africa | Sanlam | ||
| Arras Venter | +27 21 947 2314 | A D L P | D L |
| Arras.Venter@Sanlam.co.za | |||
| South Korea | Kyobo Life Insurance Co. Ltd. | ||
| Kevin Woo | +82 2 721 3672 | A D L M P | A D L M |
| kevinwoo@kyobo.co.kr | |||
| Spain | España S.A. | ||
| Juan Sanchez-Barral | +34 91 435 5980 | A D L P | A D L |
| juanandres@espanasa.com | |||
| St Lucia | Sagicor St Lucia | ||
| Jeannette Barrow | +1 (246) 467 71 64 | D L M P | D L M |
| jeannette_barrow@sagicor.com | |||
| St. Kitts | Sagicor St Kitts | ||
| Jeannette Barrow | +1 (246) 467 71 64 | D L M P | D L M |
| jeannette_barrow@sagicor.com | |||
| St. Martin | Sagicor St Martin | ||
| Jeannette Barrow | +1 (246) 467 71 64 | D L M P | D L M |
| jeannette_barrow@sagicor.com | |||
| St. Vincent | Sagicor St Vincent | ||
| Jeannette Barrow | +1 (246) 467 71 64 | D L M | D L M |
| jeannette_barrow@sagicor.com | |||
| Sweden | SPP Livförsäkring AB | ||
| Pekka Jansson | +46 8 451 7032 | D L P | D L |
| pekka.jansson@spp.se | |||
| Switzerland | Baloise | ||
| Gerhard Parisot | +41 61 285 8274 | A D L P | D L P |
| gerhard.parisot@baloise.ch | |||
| Taiwan | China Life Insurance Company Ltd | ||
| Grant Lin | +886 2 2719 6678:3409 | A D L M | A D L M |
| grant@chinalife.com.tw | |||
| Thailand | Siam Commercial New York Life Insurance PCL | ||
| Apichat Somtaweewuitkorn | +66 2655 3000 : 3530 | A D L M | A D L M |
| Apichat@SCNYL.com | |||
| Trinidad & Tobago | Sagicor Trinidad and Tobago | ||
| Jeannette Barrow | +1 (246) 467 71 64 | D L M P | D L M |
| jeannette_barrow@sagicor.com | |||
| Turkey | Basak Groupama Emeklilik A.S. | ||
| Ozgur Atamer | +90 212 367 62 62 | A D L | D L |
| o.atamer@basakgroupama.com.tr | |||
| Turkey | Basak Groupama Sigorta A.S. | ||
| Nurten Ertürk | +90 (0)212 315 82 65 | M | M |
| n.erturk@basakgroupama.com.tr | |||
| Turks and Caicos | Sagicor Turks and Caicos | ||
| Jeannette Barrow | +1 (246) 467 71 64 | D L M P | D L M |
| jeannette_barrow@sagicor.com | |||
| U.S.A. | Prudential | ||
| Jesse Ogushwitz | +1 973 548 5696 | A D L | D L |
| jesse.ogushwitz@prudential.com | |||
| Ukraine | UNIQA Life | ||
| Vadim Viun | +380 (044) 230 9797 | A L P | A L P |
| Vadim.Viun@uniqa.ua | |||
| United Kingdom | Canada Life Limited | ||
| Verna Beighton | +44 (0)117 921 2036 | D L | D L |
| verna.beighton@canadalife.co.uk | |||
| United Kingdom | BUPA International | ||
| Tim Slee | +44 (0)20 7656 2562 | M | M |
| Tim.Slee@bupa-intl.com | |||
| Virgin Islands (British) | Sagicor Virgin Islands (British) | ||
| Jeannette Barrow | +1 (246) 467 71 64 | D L M P | D L M |
| jeannette_barrow@sagicor.com | |||
Group benefits may also be insured, though not pooled, in other countries through insurers linked to Insurope.
A = Accident
D = Disability pension and/or lump sum
L = Life, pension and/or lump sum
M = Medical
P = Retirement pensions, or lump sums
* Delay or difficulty in exporting dividends may be experienced
** Dividends due to local surpluses have to be paid locally