our Network Partner in Switzerland
Baloise
The Baloise Group is an internationally active general insurer in all branches of insurance. The group concentrates its activities within the European market for personal lines business, small and middle-sized companies and also for multinational enterprises. The group offers high-quality products in all categories of life and non-life business.
On May 2, 1863 five local businessmen founded the Baloise Insurance Company Limited for fire property damage. One year later, 1864, Baloise Transport and Baloise Life Insurance Company Limited followed, of which the latter transferred, in 1958, the accident business to the newly established Baloise Accident. Although those companies were legally independent a wide range of insurance coverage could already be offered by that time under the name of "Baloise". 1962 the Baloise Holding as Parent Company was formed and - as a logical step - 1971 a merger of the non life-companies to Baloise Insurance Company Limited was carried out. As the Baloise Life could not be included in the merger for legal reasons, the Baloise Life Insurance Company Limited operates as a subsidiary company.
Today the Baloise-Holding owns many subsidiaries and is a stockholder of companies at home and abroad. For 40 years now Baloise has been the Swiss exclusive member of Insurope, a leading international network of life insurers. Their activities have resulted in the fact that Baloise insures employee benefit plans of Swiss subsidiaries of many multinational companies and is known for it's supreme expertise and service standards.
Please refer to the Bâloise website -
Please refer to the Bâloise website -
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Benefits
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Plan by law
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Insured Salary:
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Salary between CHF 20,520 and CHF 400,000 minus
coordination deduction of
CHF 23,940 |
Salary between CHF 20,520 and CHF 82,080 minus
coordination deduction of CHF 23,940
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Retirement:
retirement pension - age assets financed with
age credits
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Disability:
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disability pension
(sickness) |
60 % of insured salary
(waiting period 24 months) |
6,8 % of projected age assets without interest
(waiting period 12 months)
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waiver of premium payment
(sickness and accident) |
waiting period 3 months
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-.-
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children's disability allowance
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12 % of insured salary
(waiting period 24 months) |
20 % of the insured disability pension (waiting
period 12 months)
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Death (before retirement):
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spouses/partners pension
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36 % of insured salary
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60 % of the insured disability pension
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Swiss Federal law on Occupational Retirement, Survivors' and Disability Pension Plans (BVG): ( file - 262 Kb)
This document contains :-
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Aeschengraben 21
4002 Basle
Switzerland
Gerhard Parisot
+41 61 285 8274
ch.insurope.com Use this link to access a local country specific site on Insurope from a local market perspective. It may be helpful to refer this site to local subsidiaries and advisers as it also covers the mechanics of multinational pooling from a local perspective in the local language.
(PDF 1.3Mb)
(PDF 965Kb)
• Insurope Local Service Standards - Primary Data - Liechtenstein
(PDF 965Kb)