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our Network Partner in the Czech Republic
UNIQA pojistovna a.s. (CZ)
The Czech-Austrian Insurance Company (CRP), first established in the year 1993, is now known as UNIQA Poisova. As a holder of an universal insurance licence the company created a very wide range of products which covers the whole spectrum of the insurance market. The current range includes almost all classes of life and non-life insurance, e.g. property, liability, motor or accident insurance. UNIQA Poisova is one of the ten biggest universal insurance companies in the Czech Republic.
CAPITAL
The first and main shareholder of UNIQA Poisova is the largest Austrian insurance company UNIQA with an 83.33% share. The second shareholder is the European Bank for Reconstruction and Development with a 16.67% share, that participated at increasing UNIQA Poisova's share capital to 480 million CZK in 1999.
UNIQA
The best Austrian insurance holding was created in 1999 by changing BARC holding (Bundeslnder / Austria / Raiffeisen / Collegialitt) to the new holding UNIQA. The holding UNIQA has today approximately a 20 % share of the Austrian insurance market. UNIQA participates also in insurance companies in Slovakia (also within Insurope), Hungary, Italy, Spain, Germany, Switzerland and Liechtenstein.
The general manager of the UNIQA holding is Herbert Schimetschek. Since the beginning of 1997 he is also the president of the supervisory board of UNIQA Poisova.
Thanks to the strong financial background and huge experience of the foreign shareholder, UNIQA Poisova quickly became a stable insurance organisation. With a capital of 480 million CZK, UNIQA Poisova today is one of the best capital-equipped insurance companies within the Czech Republic.
REINSURANCE PROGRAM
The following reinsurance companies together with the mother company take part in UNIQA Poisovas obligatory reinsurance program :
- Mnchener Rckversicherungsgesellschaft AG (the worlds biggest reinsurance company)
- Schweizerische Rckversicherungsgesellschaft AG (the worlds second biggest reinsurance company)
- Bayerische Rckversicherung AG
- Gerling Globale Rckversicherungsgruppe AG
- Klnische Rck Wien AG
- Hannover Rckversicherung AG
- Eisen und Stahl Rckversicherung AG
DYNAMIC DEVELOPMENT
In 1999 UNIQA Poisova reached a written premium of 942,883 thousand CZK. It means a very high growth, 38.7% more than in 1998.
On December 31 1999, UNIQA Poisova had 119,230 policies, 31.3% more than 1998. UNIQA Poisova has again proved it's position on the Czech insurance market.
By the end of April 1998 UNIQA Poisova was awarded the second prize in the competition Rhodos Award for the company image in the category insurance companies.
THE LIST OF BASIC INSURANCE PRODUCTS
Group Life and Group Disability Programs
These programs are applicable to Insurope multinational pooling
Life insurance
Capital life insurance, mutual life insurance, study insurance, endowment insurance, credit insurance, family insurance
Life and accident insurance GLOBAL
Advantageous combination of capital life insurance with accident supplementary insurance
Family insurance
Combination of capital life insurance with accident insurance of all family members insurance
Travel insurance
Insurance of medical expenses abroad including assistance services, accident insurance and liability insurance
Accident insurance
It covers the case of permanent disability and death caused by an accident. Cover can be enlarged by supplementary insurance of daily benefits for the case of an accident and supplementary insurance of daily benefits during hospitalisation.
Household insurance
Covers the risk of losses happening to furniture and other movable things of a flat
Homeowner insurance
This insurance applies to family houses, cottages, recreational buildings and granges
Insurance of daily benefits during hospitalisation
This insurance guarantees income at the given level for each day of hospitalisation
Insurance of daily benefits during working inability
This insurance guarantees income at a given level for each day of working inability
Motor insurance KASKO (Motor Hull insurance)
Complete motor insurance, motor hull insurance, assistance services, special premiums for leased cars
Insurance of property damage and liability
It is possible to conclude each contract individually for each client tailor-made insurance covers
Legal expenses insurance for driver and owners of motor vehicles
It covers the risk of financial loss in connection with driving, caused by e.g. lawyer or court costs
Motor liability insurance
Insurance of liability and loss of profits for physicians
Trade and exhibition risks insurance
Transport insurance
Forest insurance against fire
PROMINENT CLIENTS OF UNIQA Poisova
| Agrobanka Praha, a.s. Agrodat, a.s. Avreta Praha, a.s. Benzina, s.p. Cukrovar Hrusovany nad Jevisovkou Daewoo Electronics, s.r.o. Elektrama Koln Erste Bank Sparkassen (CR), a.s. Hotel President Praha Chio Bohemia, a.s. Malsice Karlovarska korunni kyselka, s.r.o. |
KFC Lesy Cesk republiky Masarykova Univerzita Brno Mesto Frantiskovey Lazn Mrazirny Dasice Nemocnice Na Homolce Porsche Inter Auto CZ, s.r.o. Prefa Brno Raiffeisenbank, a.s. Raiffeisen stavebn sporitelna Vinium Velke Pavlovice, a.s. |
" lump sum death = twice annual salary
" accidental death, accidental disability = twice annual salary
The employer pays the insurance premium.
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There have been tax advantages in life insurance since
1.1.2001 for policies:
If these 3 points are taken together, it is possible to reduce the base of the tax. These advantages can be used in the private and also in the group life insurance |
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Two new insurance programs are now available :-
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Evropska 136
169 00 Praha 6
Czech Republic
Jana Vildova
+420 225 393 529
cz.insurope.com Use this link to access a local country specific site on Insurope from a local market perspective. It may be helpful to refer this site to local subsidiaries and advisers as it also covers the mechanics of multinational pooling from a local perspective in the local language.