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HSBC Seguros

History
Founded in 1865, HSBC
with general headquarters in London and a large business range in
Europe, Asia, Americas (South, Central and North), Middle East and
Africa. It has always had the principle of linking the great
knowledge of the local market and the experience of a worldwide
corporation. HSBC works with approximately 9.500 offices in 76
countries.

Participating in London, Hong Kong, New York, Paris and Bermuda
stock markets, HSBC Holdings PLC shares are held by nearly 200,000
shareholders in some 100 countries and territories.

The Group's assets total over US$ 1,5 billion.

HSBC employs 284,000 people worldwide.

Our Proposal
Based on four
pillars - Solidity, Proximity, Relationship and Know-how - our work
proposal within HSBC Seguros (Brasil) S.A. follows principles and
values that guarantee an ethical standard, which is fair and
responsible in business treatment, always focussing on the client.
It is also based on the same principles that act as guides within
HSBC Group throughout the world: transparency, total client
satisfaction, services with quality and products.

We demonstrate our focus on quality offering a large scale of
products that are adjusted to the real needs and demands of each
individual or corporate client. HSBC Seguros (Brasil) S.A., now a
member of the Insurope Network, is among Brazil's top five
insurance companies. This company unites fifty years of local
market experience with the global expertise of the HSBC Group, an
organization with insurance activities in 22 countries and premiums
in excess of US$ 3 billion.

HSBC Seguros (Brasil) S.A. offers a broad and flexible life
insurance policies within its ample array of products and services.
The leader in premiums paid in Personal Accidents and the fifth
largest company in life insurance premiums, HSBC Seguros (Brasil)
S. A. always has a suitable option to fit a company's needs no
matter the size of the industry. We believe in the enhanced
efficiency of tailor-made or segmented insurance products to full
fill the needs of specific niches.

Our life insurance products are:

• Group Life Insurance Corporate - for general personnel and
  executive staff provides coverage with benefit based on a multiple
  salary or job category.
• Group or Individual Personal Accident Insurance - with
  coverage for death, permanent or temporary disability, medical
  expenses subsequent to accidents.

We have a worldwide experience with local market proximity in
the insurance industry, offering to our clients the best in
relation to technology, services and product development.

Our structure always guarantees to our clients, efficiency and
qualified treatment. In Brazil, HSBC has more than 1,700 offices in
560 Brazilian cities, 14 exclusively for insurance. We also have as
an exclusive service provided for HSBC in Brazil, the extended
working time in our branches, giving great convenience to our
clients.